Good Now, Good Later loans

August 18, 2023

Small loans for people who need a hand with immediate, essential costs

Good Shepherd NZ created Good Now, Good Later loans as an alternative for people dealing with high living costs who are particularly exposed to getting caught in the cycle of using BNPL for essential day-to-day living which can quickly lead to larger and unmanageable amounts of debt.

Information to note:

– Loans up to $500 within 48 hours (during weekdays)

– 16 weeks to repay

– Available For use by FinCap registered Financial Mentors (on submission of your first application please attach a copy of your mentor certificate for verification. This can be either your FMIC, Federation or FinCap certificate)

– For New Zealanders on limited incomes

Key documents:

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STOP - Please confirm your eligibility

We provide loans for essential items but not for cash, vacations, or normal household bills like food or future rent.

To apply for one of our Good Loans you must be:

Over 18 years old

Be an NZ Resident, citizen, or hold a current work or student visa

Be able to afford to repay the loan

IF you are a single person with no dependents receiving jobseeker payments as your main income, we are currently unable to assist with a loan.

For urgent financial support please contact MSD, or contact MoneyTalks to find your nearest financial mentor.

If you provide incorrect information in this enquiry, we may not be able to help you.

Before filling out this form please confirm you understand and meet the criteria.